OXYGEN: Mobile Banking is a revolutionary mobile banking app that is changing the way you manage your money. With Oxygen, you can do everything from opening bank accounts to managing your finances, sending and receiving wires, and even incorporating your own business. This app is perfect for both personal and business use, offering a wide range of features to help you take control of your finances. One of the standout features of Oxygen is the cashback rewards program, where you can earn money just by spending at select merchants. From food and coffee to popular brands like Shell and DoorDash, you'll earn cashback with every purchase. With Oxygen, managing your money has never been simpler or more rewarding.
❤ Cashback Rewards: Earn cash when you spend money at select merchants. With Oxygen, you can earn $1 cashback on food and coffee merchants like Starbucks and McDonald's, and up to 6% cashback on merchants like Shell and DoorDash. This means that every time you make a purchase, you're getting money back in your pocket.
❤ Virtual Cards: With it, you can set up virtual cards to help you shop securely online. You can easily set spending limits to keep your budget in check, and even lock spending to specific merchants to ensure that your card can't be used elsewhere. This provides you with peace of mind when making online purchases.
❤ Grow & Manage Savings: Oxygen allows you to grow your savings by rounding up your purchases. This means that every time you make a transaction, the amount is rounded up and the extra change is deposited into your savings account. Additionally, Oxygen offers Annual Percentage Yields (APYs) on your digital bank account that are up to 5 times higher than the national average. This means that your money is working harder for you.
❤ Retail & Travel Benefits: When you use Oxygen, you'll enjoy valuable retail perks such as cell phone insurance and extended warranty. Additionally, it provides travel advantages including coverage for delayed and lost luggage, as well as car rental damage waiver protection. With Oxygen, you can shop and travel with confidence knowing that you're protected.
❤ Is it a bank?
No, it is a financial technology company, not a bank. However, they provide banking services through their partnership with The Bancorp Bank, N.A., Member FDIC.
❤ How do I earn cashback rewards?
To earn cashback rewards with Oxygen, simply make purchases with your Oxygen card at select merchants. You'll automatically earn cashback based on the percentage offered by each merchant.
❤ Can I set spending limits with virtual cards?
Yes, it allows you to set spending limits for your virtual cards. This feature helps you stay within your budget and ensures that your card can't be used beyond the set limit.
❤ How do I round up my purchases to grow my savings?
To round up your purchases and grow your savings, simply link your Oxygen account to your everyday spending. Each transaction you make will be rounded up, and the extra change will be deposited into your savings account.
❤ Are there any fees for using Oxygen's ATMs?
No, Oxygen provides access to over 40,000 fee-free domestic ATMs. This means that you can withdraw cash without worrying about any additional charges.
OXYGEN: Mobile Banking offers a range of attractive features that can change the way you manage your money. With cashback rewards, virtual cards for secure online shopping, the ability to grow and manage your savings, and valuable retail and travel benefits, Oxygen provides you with a comprehensive financial management solution. Whether you're a business owner or an individual, Oxygen has the tools you need to streamline your finances. Don't miss out on the opportunity to take control of your money and enjoy the benefits that Oxygen has to offer. Download the app today and start experiencing the future of mobile banking.
