Barid Pay is a mobile payment account that gives you secure, on-demand access to a wide range of financial services from your phone. The app lets anyone open a free Barid Cash payment account and carry out transfers, bill payments, merchant purchases, and account top-ups 24/7. Three account tiers (Maly with a 200 dhs cap, Maly+ with 5,000 dhs and Maly Premium with 20,000 dhs) adapt to different needs, with the basic Maly created directly in the app and higher tiers available at branches. Users choose it for convenience, real-time balances and encrypted transactions.
⭐ Top up your account and withdraw cash at Barid Cash agencies or through the network of agents.
⭐ Instant mobile-to-mobile transfers and transfers to an agency or ATM using a secure operation code.
⭐ Send money to another payment account or to a bank account with straightforward transfer functions.
⭐ Pay merchants by entering a phone number or scanning a QR code, and handle bill payments and phone recharges.
⭐ Barid Pay displays real-time balances, transaction history and offers in-app geolocation of agencies, assistance and an FAQ without entering access codes.
✅ Free subscription with no obligation to sign up, making it easy to try the service.
✅ 24/7 access from your mobile device with real-time balance updates for better money management.
✅ Multiple account formulas (Maly, Maly+ and Maly Premium) to match different usage and balance limits.
✅ Barid Pay Pro lets merchants accept payments, cash sales and manage customer transactions without an upfront investment.
✅ Strong data encryption and personal data protection help keep transactions secure.
❎ Higher-balance accounts (Maly+ and Maly Premium) must be opened at Barid Cash branches rather than directly in the app.
❎ Cash top-ups and withdrawals depend on the Barid Cash agency and agent network, which may limit pure digital cash-outs in some areas.
❎ Merchant capabilities require enrollment in the Barid Pay Pro solution to access advanced seller features.
