Borccu is a debt and receivables tracking app designed to help friends, roommates and travel groups manage shared expenses without confusion. It lets you record who paid, split costs in seconds, and view clear balances so you always know who owes whom — eliminating piles of receipts and messy spreadsheets. Borccu supports both individual and group accounts, provides quick access to friends' IBANs for faster settlements, and sends instant notifications when expenses or payment requests are added. If you want to spend less time on bookkeeping and more time enjoying group plans, Borccu centralizes the process in a simple interface.
⭐ Group and individual management: create recurring rent/bill groups or one-off trip groups and add friends to share expenses.
⭐ Quick expense entry and flexible splitting: record payments and choose how costs are divided in seconds.
⭐ Smart automatic balance calculation: the app analyzes debts and credits to show clear, minimal transactions between members.
⭐ Stored IBANs for faster settlements: access registered IBAN numbers from friends' profiles to simplify transfers.
⭐ Instant notifications and payment requests: get alerts for new expenses, incoming requests, or approvals.
⭐ Modern, user-friendly interface with light and dark themes for comfortable use day or night.
✅ Borccu reduces misunderstandings by keeping a transparent, centralized record of who paid and who owes.
✅ Fast entry and automatic calculations save time compared with manual spreadsheets or paper receipts.
✅ Built with strong encryption and account controls so your financial records are visible only to authorized participants.
✅ Access to friends' IBANs and immediate notifications help you settle debts more quickly and avoid follow-ups.
❎ All participants typically need a profile in the app for shared tracking and to access group balances.
❎ Borccu is tailored for personal and group expense tracking and is not a replacement for professional accounting or tax services.
❎ Settling balances still depends on users performing bank transfers or payments using the IBANs provided rather than in-app payment processing.
